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An Alpena merchant account (through Card Service International) is relatively cheap for merchants. Card Service International can offer most merchants savings on credit card processing fees. Most Card Service International merchant accounts qualify for lowest rates on processing and transactions, as well as discounts on credit card terminals.

Most applications will get priority status for fast approval.

If you apply and qualify for a Card Service International account, you'll be able to swipe credit cards, accept credit cards online, and use a wireless terminal, do ATM and debit card transactions, create recurring billing as necessary, pre-approve checks, accept gift cards, create frequent buyer rewards programs, and more.
If you apply online, you should be able to get fast approval for your application, full customer support 24 hours a day, seven days a week, priority status, and low rates. It also provides support in 140 languages and dialects.

Card Service International accepts most major credit cards, including Visa and MasterCard. It also provides PIN-secured and signature debit capabilities, electronic benefits transfer, TeleCheck services, and web-based e-commerce transactions through a secure gateway. If you wish, you can also provide gift and purchasing cards for your customers.

Other Alpena merchant account solutions also include wireless payments, secure transactions, debit card acceptance, the capability to take phone orders, and shopping card security for Web merchants. It also offers the additional benefit of being able to accept wireless transactions. You can also do point-of-sale transactions with LinkPoint, and can also process Web transactions this way. You can use LinkPoint API Service to control how payments are processed; you can build applications that can process from your web site or from numerous point-of-sale terminals.

Finally, LinkPoint virtual check services allow you to accept checks online and have them automatically processed safely and easily.
One difference between these and some other merchant accounts is that your monthly transactions determine your rate at each billing cycle. Equipment can be leased, rented or purchase. Express shipping is extra and you yourself have to authorize it. It is recommended that Internet sales links work with registered SSL to help ensure security and safety. It should also be noted that some businesses may require additional hosting and software options for affiliate partner systems, for example.

At present, offshore accounts are not being accepted into the Alpena merchant account program. In certain cases, merchant account benefits given for "free" are intended for payment and processing; in general, Card Service International offers a reduced price over competitors.